Get Instant Loans Upto Ksh. 25,000 Within Minutes
Access loans from Ksh 1,000 to Ksh 50,000 with flexible repayment terms. No collateral needed. 100% online process.
1700+
Happy Customers
Ksh 10k+
Disbursed
24/7
Customer Support
Access loans from Ksh 1,000 to Ksh 50,000 with flexible repayment terms. No collateral needed. 100% online process.
Happy Customers
Disbursed
Customer Support
Get approved within minutes and receive funds directly to your M-Pesa.
Your data is protected with bank-level encryption technology.
Competitive interest rates with no hidden charges.
Repayment periods from 7 days to 12 months.
Fill our simple online form in less than 5 minutes.
Get instant approval decision on your loan request.
Money disbursed directly to your M-Pesa account.
"I needed emergency funds for my mother's hospital bill. KopaKwetu saved me with their fast process. Received Ksh 20,000 in 15 minutes!"
Nairobi
"As a small business owner, the flexible repayment terms helped me manage cash flow during tough times. Highly recommended!"
Kisumu
"Most transparent loan service I've used in Kenya. No hidden fees and excellent customer service."
Mombasa
Fill in the details below to get started
Ksh 10,600 (1 month term)
Your loan application has been received and is being processed. You'll receive an SMS confirmation shortly.
Need help? Contact our support team:
To qualify for a loan, you must:
Once approved, loans are typically disbursed within 15 minutes to your M-Pesa account. During peak times or if additional verification is needed, it may take up to 2 hours.
Our interest rates range from 3% to 10% depending on loan amount, repayment period, and your credit assessment. There are no hidden charges.
Yes, you can repay your loan early without any penalties. Early repayment may even improve your credit score with us for future loans.